Veggie Chili

2 T. olive oil
2 medium onions,chopped
1 red pepper, chopped
1 green pepper chopped
1 jalepeno pepper (seeded, de-veined, and chopped)
6 cloves garlic, minced
2 16oz. cans diced tomatoes
1 14 oz. can black beans
1 16 oz. kidney beans
1 T. cumin
2 T. chili powder
1 T. hot pepper suce
1 t. salt
1 can refried beans with chiles

in a large pot, add olive oil and warm over medium heat. Add onion, peppers, and garlic. Saute for 5 minutes or until softened. Add tomatoes, black beans and kidney beans, stirring well to combine. Add cumin, chili powder, hot sauce and salt. Stir in refried beans to thicken chili. Reduce heat to low and simmer for 15 minutes.